Chift raises €10.5M in a Series A round led by BlackFin Capital Partners
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[ Banks & Neobanks ]

Banks & Neobanks

Connect banking data to accounting systems in days, not months. Automate reconciliation, power lending, and unlock real-time financial flows with scalable integrations.

[ Results]

Powering accounting & financial workflows for banks

Synchronise transactions with accounting

Push bank feeds into your customers' accounting

Push every transaction into 100+ accounting tools and ERPs across Europe. Transactions arrive as journal entries in legacy tools or as bank statement lines in ERPs like NetSuite, Odoo or Exact Online.

Enable real-time reconciliation

Enable real-time reconciliation

Ensure banking and accounting data stay aligned automatically, reducing errors and enabling continuous financial visibility for your business customers.

Launch features 10x faster

Launch features 10x faster

Power lending, cash flow insights, and smarter financial services within your banking platform using accounting data. Connect to 40+ accounting systems with a single integration.

[ Features ]

Take Your Integrations to the Next Level

Unified doc

Our comprehensive documentation empowers developers to seamlessly integrate with our APIs, providing all the guidance they need in one place.

Embedded Integration

Track integrations in real-time with a usage dashboard, detailed transaction logs, automated alerts, and robust security to ensure everything runs smoothly

Embedded integrations

Choose the integration experience that works best for your product between embedded integrations or white-labelled marketplace.

Qonto logo
Fanny Laverty
Lead Product Manager

Today, when we want to add a new connector, it’s as simple as pasting a link. I add the connector to the Marketplace in 15 minutes and boom, it’s live.

Fanny Laverty, Lead Product Manager at Qonto
[  Got questions? ]

Frequently asked questions

Why are bank feeds essential for banks and neobanks?

Bank feeds automatically push banking transactions into accounting systems, ensuring that balances and financial records stay aligned.

Without bank feeds, businesses rely on manual imports and reconciliation, which are slow and error-prone. Automated bank feeds enable real-time visibility and scalable financial workflows.

How is Chift different from Open Banking?

Open Banking providers aggregate data from many banks behind a single API. As a neobank, you become one connector in their network. Accounting tools built on that provider then pull a basic transaction feed from you: amount, date, description, IBAN and balance.

With Chift, you integrate once and push data into 100+ accounting and ERP systems across Europe yourself. That gives you:

  • Richer bank feeds: transactions posted as journal entries or bank statement lines, with your own metadata, categories and counterparty data. Cash transactions are covered too.
  • Pre-accounting enrichment: counterparty assignment, bank fee detection and pre-matching against open invoices.
  • Wider coverage: local and legacy systems outside Open Banking networks, such as DATEV, Winbooks, Cegid Loop, Sage Intacct or MS Dynamics.
  • More use cases on the same connection: expense and invoice sync, AP/AR, and lending based on real-time accounting data.

The two approaches aren't mutually exclusive. Some neobanks use both, and others start with Open Banking and add Chift when their customers need more than a basic feed. Read the full comparison

How do integrations improve the banking customer experience?

Integrations improve the experience by embedding banking into daily financial workflows.

Business customers benefit from:

  • Automatic transaction sync into accounting  
  • Real-time reconciliation  
  • Reduced manual work and errors

This makes the bank more than a payment provider. It becomes a core part of the company’s financial operations.

What’s the fastest way to build bank-to-accounting integrations?

The fastest way is to use a unified API that supports multiple accounting and ERP systems with a single integration.
Instead of building connector-by-connector, banks can:

  • Integrate once
  • Access dozens of accounting platforms  
  • Automatically handle different data models and workflows

This approach reduces time-to-market and enables scalable expansion across regions.

Is Chift secure for adding accounting integrations to a bank platform?

Yes, Chift follows the highest security standards and is ISO 27001 certified.

All API calls are fully encrypted, and we never store your clients’ data.

Our platform is hosted in Europe and fully GDPR compliant, allowing banks and neobanks alike to scale integrations securely and confidently.

Take the fast lane to intelligent connectivity

One connection is all it takes to access
150+ financial tools.